Health Insurance Schemes

Health Insurance Schemes

The best health insurance plans for women are mentioned below:

  • View 11 critical illnesses including cancer
  • Cashless hospitalization 3000+ network hospitals across India
  • Daily hospital cash benefit
  • Convalescence benefit
  • Post hospitalisation treatment
  • Cosmetic reconstruction surgery benefit for accidental injuries
  • Income tax benefit under sec 80D
Women-Specific Critical Illness Insurance:

It is one of the best health insurance plans providing financial protection against 8 critical illnesses of which women are most prone to.

It works in a simple manner by assuring a guaranteed sum to the insured in case she gets diagnosed with one of the listed critical illnesses - breast cancer, vaginal cancer, cervical cancer, ovarian cancer, fallopian tube cancer, uterine/endometrial cancer, paralysis and burns.

The insured is also entitled to get 50% of sum insured in case of a congenital disability.

Plus, there’s a special sum to be paid out to working women who lost their job 3 months after being diagnosed with a critical illness.

Till now, women used to be covered under floater plans or as a dependent in the husband’s health insurance plan. But now as more and more women are getting into the working force, they are being covered under employer group health insurance plan as well individual health plans. While purchasing a policy, one should look out for a comprehensive coverage that includes women related diseases and maternity benefits.